To ensure your integration functions correctly for payouts across various methods—such as cards, bank accounts, and other payment options—simulate transactions in the staging environment using special values without moving real money. This allows you to validate your setup thoroughly.

We provide payout details for successful transactions (the "happy path"). Additionally, in supported countries and for eligible services, we offer specific details designed to simulate various validation failures, helping you test and handle different error scenarios.

How to use the test data

The data should be submitted to the Store Attributes Endpoint. Upon successful submission, the endpoint will return an attr_set_token. This token must then be passed to the Initiate Payout Endpoint. Depending on the credentials provided, the response will either indicate a successful transaction or return a validation error. These test details will only work on the staging environment. They will not be processed properly on the production environment.

Banking Details

Happy Path details:

Country	Payer Name	Payout Details
United States	Next Day Bank Deposit	Account Number: 13849130 Routing Number: 021000021
United States	Same Day Bank Deposit	Account Number: 13849131 Routing Number: 021000021
United States	RTP - Real Time Payments	Account Number: 13849132 Routing Number: 021000021
United States	Instant Pay	Debit Card Number: 4716539032781209 Debit Card Billing Zip Code: 89149 Debit Card Expiration Date: 2030-12
United States	Zelle	Zelle Account: 3101111111
Canada	Bank Deposit CAN	Account Number: 13849133 Transit Number: 00000 Institution Number: 177
Canada	Interac	Interac E-mail Address: test@masspay.io
Australia	All Banks	Account Number: 999994 BSB Number: 032-999

Declined payout details:

Country	Payer Name	Payout Details	Decline Reason	Stage of Failure
United States	Next Day Bank Deposit	Account Number: 13849134 Routing Number: 021000022	Validation error	Initiate payout
United States	Next Day Bank Deposit	Account Number: 13849130 Routing Number: 021000022	Validation error	Commit payout
United States	Same Day Bank Deposit	Account Number: 13849135 Routing Number: 021000022	Validation error	Initiate payout
United States	Same Day Bank Deposit	Account Number: 13849131 Routing Number: 021000022	Validation error	Commit payout
United States	RTP - Real Time Payments	Account Number: 13849136 Routing Number: 021000022	Validation error	Initiate payout
United States	RTP - Real Time Payments	Account Number: 13849132 Routing Number: 021000022	Validation error	Commit payout
United States	Instant Pay	Debit Card Number: 4716539032781216 Debit Card Billing Zip Code: 89149 Debit Card Expiration Date: 2030-12	Validation error	Initiate payout
United States	Instant Pay	Debit Card Number: 4716539032781217 Debit Card Billing Zip Code: 89149 Debit Card Expiration Date: 2030-12	Validation error	Commit payout
United States	Zelle	Zelle Account: 7021111110	Validation error	Initiate payout
United States	Zelle	Zelle Account: 7021111111	Validation error	Commit payout
Canada	Bank Deposit CAN	Account Number: 13849131 Transit Number: 00000 Institution Number: 178	Validation error	Initiate payout
Canada	Bank Deposit CAN	Account Number: 13849133 Transit Number: 00000 Institution Number: 178	Validation error	Commit payout
Canada	Interac	Interac E-mail Address: testdeclineinitiate@masspay.io	Validation error	Initiate payout
Canada	Interac	Interac E-mail Address: testdecline@masspay.io	Validation error	Commit payout
Australia	All Banks	Account Number: 999995 BSB Number: 032-999	Validation error	Initiate payout
Australia	All Banks	Account Number: 999996 BSB Number: 032-999	Validation error	Commit payout

Crypto Details

Happy Path details:

Currency	Payout Details
BTC	Wallet Address: 1A3gVb9kLU2hC4pNxMZ7YkqWJ5rdt8XFsm

Declined payout details:

Currency	Payout Details	Decline Reason	Stage of Failure
BTC	Wallet Address: 1A3gVb9kLU2hC4pNxMZ7YkqWJ5rdt8XFs1	Validation error	Initiate payout
BTC	Wallet Address: 1A3gVb9kLU2hC4pNxMZ7YkqWJ5rdt8XFs2	Validation error	Commit payout